CommercialSolutions- Cash Management

Account Analysis
SolutionsBank offers Account Analysis tailored to your business' specific needs. Single Account Analysis is set up to analyze a single non-interest bearing account and basic services. The Single Enhanced Account Analysis and Multiple Account Analysis options are designed for more complex relationships, which use more services or have multiple accounts. An earnings credit allowance is calculated by applying a market rate to collected non-interest bearing balances. The earnings credit allowance is used to offset the cost of services for the statement period, first applying to the monthly service charge, then to per item fees.

Corporate Online Banking
e-Corporate Banking is an easy and convenient way to do banking day or night. Access all business accounts, request wire transfers, pay employees, invoice customers and more at your home or office. You can even give employees or your accountant different levels of access to view certain accounts, balances and perform other tasks.

Lock Box Services
SolutionsBank Lock Box Service is a bookkeeping service for accounts receivables. It's almost like having a bank in your office. This service accelerates your company's cash flow by collecting your receivables at the post office, depositing the funds into the bank, and providing you with the necessary information to update your receivable records. An excellent product for time and money management!

How it works:

Advantages to your business:

1. Reduce time between the time you bill your customers and the time you have the money to use.
2. No personnel to hire and train for routine bank deposits.
3. More immediate use of receivable funds for the business.
4. The process is efficient, dependable and saves both time and money.

Cost to business
Post Office Box fee                              (varies)
Per check deposited to account          $0.32
Per copy of each check                         $0.08
Regular commercial service charges apply
(A minimum monthly fee of no less than $95)

For questions or more information, please contact us at 913-851-1000.

Automated Clearing House (ACH)

SolutionsBank ACH (Automated Clearing House) Origination Services allows your company to generate debit and credit transactions electronically.

How it works:
Using Corporate Banking or your own ACH software, your company can execute direct deposit payroll for your employees, invoice customers for payments, or cash concentration to transfer funds to and from SolutionsBank.

Processing debit or credit transactions is easy

• Step 1. A one time set up of the account number, routing
  (ABA) number, and amount.
• Step 2. To process your transaction, simply select the
  account(s) you wish to transfer and submit.

For ease and convenience, future date capabilities are available for those transactions that need to be processed on a day you are out of the office.

Advantages to your business:

1. Eliminates processing and clerical expenses associated with paper transactions.
2. Accelerates collections and allows next-day availability.
3. Improves quality of accounts payable and receivable record keeping.
4. Forecasts cash flow and increases control of payment timing with settlement dates.

Costs to business:
Monthly origination fee $30
Per file fee $5
Per item fee $0.10

Regular Commercial Service Charges Apply.

Other Services

• Account Reconciliation
• Business Checking Accounts
• Business Debit Cards 
• Coin and Currency Services
• CourierSolutions 
• Credit Card Processing 
• Insured Money Market Accounts
• Payroll Direct Deposit
• Remote DepositSolutions
• Sweep Account
• Wire Transfers
• Zero Balance Account