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SolutionsBank has an established history in the Midwest banking community. Our board of directors and officers of the bank have hundreds of years experience with the financial industry.

»Financials

 
 
 

PersonalSolutions- Savings Accounts

Our savings accounts provide a competitive interest rate with a low minimum balance requirement. See below for what's offered in your location.

Downtown KC, Gardner, Lee's Summit, Ottawa and Overland Park

Personal Savings

  • $100 minimum opening deposit
  • $100 minimum daily balance to avoid $5 monthly service charge
  • Six (6) free withdrawals per quarter. For each additional withdrawal, an excessive withdrawal fee of $1 will be assessed at the end of the statement cycle
  • Interest is earned on average collected balances of $100 or more and credited to the account on the last business day of the quarterly statement cycle
  • Easy access to funds through an ATM card

Young Savers Account (Investors 18 years of age and under)

  • No minimum balance to open
  • No service charge
  • Six (6) free withdrawals per quarter. For each additional withdrawal, an excessive fee of $1 will be assessed at the end of the statement cycle.
  • Interest is earned on average collected balances of $100 or more and credited to the account on the last business day of the quarterly statement cycle

Regular Money Market

  • $100 minimum to open
  • $1,000 minimum daily balance to avoid the $10 monthly service charge
  • Six (6) free withdrawals per month. For each additional withdrawal, an excessive withdrawal fee of $10 will be assessed at the end of the statement cycle.
  • Withdrawals or transfers to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six (6) per statement cycle, with no more than three (3) of these by check, draft, debit card or similar order to third parties
  • Interest is earned on average collected balances of $1,000 or more and credited to the account on the last business day of the monthly statement cycle
  • Tiered interest levels:
         $0 -- $9.999
         $10,000 -- $24,999
         $25,000 and above
  • Easy access to funds through an ATM card

Preferred Money Market

  • $50,000 minimum to open
  • $50,000 minimum daily balance to avoid the $10 monthly service charge
  • Six (6) free withdrawals per month. For each additional withdrawal, an excessive withdrawal fee of $10 will be assessed at the end of the statement cycle.
  • Withdrawals or transfers to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six (6) per statement cycle, with no more than three (3) of these by check, draft, debit card or similar order to third parties
  • Interest is earned on average collected balances of $50,000 or more and credited to the account on the last business day of the monthly statement cycle
  • Tiered interest levels:
         $50,000  -- $99,999
         $100,000 -- $249,000
         $250,000 and above
  • Easy access to funds through an ATM card

Certificates of Deposit

  • $1,000 minimum to open
  • Terms ranging from seven (7) days to five (5) years

Individual Retirement Accounts

  • Traditional, Roth, Educational and SEP IRAs are available
  • Certificate of Deposit terms and rates apply

Package Account

  • Special rewards for opening both money market and checking account
  • Higher interest rates may apply
  • Discounted rates on various loan products

 

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